Medicaid Lien
States receive Medicaid funding from the federal government. In return, the federal government requires each state to adopt an asset recovery Medicaid plan to help the federal government recoup its...
View ArticleHealth Insurance for Actors
Only a few actors become wealthy enough to afford health care without insurance. This leaves the majority of actors looking for decent health coverage at fair prices. Actors can qualify for group plans...
View ArticleMinnesota Blue Cross Medicare Supplements
Medicare is a U.S. health insurance program designed mainly for people aged 65 or older. Medicare comes in four parts, each with its own benefits. Each part of Medicare also has its own deductibles,...
View ArticleTraditional Medical Plans Vs. Managed Care Plans
Managed care health insurance plans and traditional medical insurance plans differ widely from each other. Two common types of managed care plans are preferred provider organizations, also called PPOs...
View ArticleHow to Make Payment With Blue Cross Blue Shield of Alabama
As a member of Blue Cross and Blue Shield of Alabama, you have easy options for paying your monthly insurance premiums. The provider has online tools that let you make payments, print insurance cards,...
View ArticleEmployer Contributions to Health Savings Accounts
High deductible health insurance plans can save money for employers and employees, but it can be difficult to get workers to accept what they perceive as higher up front costs. Some employers encourage...
View ArticleIncome Eligibility Guidelines for the Michigan Child Health Insurance
Michigan Child Health insurance, often referred to as MIChild, offers low cost health insurance coverage for Michigan children who do not have other health insurance coverage and are under the age of...
View ArticleWhat Is the Average Out of Pocket Deductible in Health Insurance?
Considering the plethora of available health insurance plans, and the potentially dramatic cost differences from one region of the country to the next, determining the average out of pocket deductible...
View ArticleVision Benefits of Medicaid in Michigan
Medicaid is a health insurance program funded by federal and state dollars. The Michigan Department of Community Health administers Michigan’s Medicaid programs. Medicaid is available for individuals...
View ArticleWhat if My Job Doesn't Offer Health Insurance?
Health insurance is a benefit that many Americans have come to expect from their employers. Unfortunately, this could become a thing of the past -- in 2009, "Forbes" magazine reported that nearly 20...
View ArticleHow to Process a Claim to Medicare
In most cases, your doctor or medical supplier will file a Medicare claim for you. However, if a doctor or supplier does not file a claim for a service or supply you received, you can file the claim....
View ArticleNevada Medicaid Income Guidelines
Nevada Medicaid is an insurance program that provides quality health care services to low-income residents. Nevada residents must qualify for Medicaid services. Qualifications are based on income and...
View ArticleHow to Become a Provider for Cigna
The article describes the process to becoming a Cigna network provider, including instructions for medical, behavioral health and dental providers.
View ArticleMedical Insurance for Seniors
When you turn age 65 you may have more than one health insurance option available to you. For most seniors, Medicare is the primary insurer, while for other individuals, Medicare is the only health...
View ArticleHow to Pay for Dialysis
A patients need dialysis treatment when their kidneys fail. Usually this is due to kidney disease but can also result from other health problems, such as amyloidosis. You can do dialysis treatments in...
View ArticleHow to Renew a Membership at Kaiser Permanente
You must renew a Kaiser Permanente membership or you will lose your health coverage. Kaiser Permanente is a nonprofit, managed care provider in parts of California, Colorado, Georgia, Hawaii, Maryland,...
View ArticleThe Average Cost for Home Care for Elderly Parents
Home health care services can help keep elderly individuals in their homes longer. Because of illness or disability, your parents may need some outside help to live independently. The cost of care can...
View ArticleWhat if I Don't Have Any Money & Need to Go to a Doctor?
The costs of everyday expenses — food, gas and housing — can quickly deplete a person’s financial resources leaving little left over for unexpected costs. People without health insurance coverage may...
View ArticleDeductible & Out of Pocket Differences
The insurance industry, like other industries, uses its own terminology. You hear or read the terms “deductible” and “out-of-pocket expenses” regularly in discussions and documents about insurance...
View ArticleMedicare Supplemental Insurance & Medicaid
Medicaid is a comprehensive insurance program that serves those with very limited means and specific situations, including those 65 and over, children, pregnant women and the disabled. Medicare is a...
View ArticleAARP Medicare Supplement Insurance Information
AARP which stands for the American Association of Retired Persons, is a nonprofit organization committed to providing benefits to persons over the age of 50. One key issue for AARP is to ensure retired...
View ArticleFederal Low Income Health Insurance for Adults
Since 1965, the federal government has offered Medicaid to low-income individuals. As of 2011, Medicaid covers 53 million Americans, according to an article on post-gazette.com, and provisions in The...
View ArticleDoes Michigan Medicaid Pay for Funerals?
The Michigan Medicaid program is federally-funded health insurance coverage available to low-income individuals and families. Strict income and resource guidelines must be met to receive Medicaid...
View ArticleCan I Stay on My Parents' Insurance If I Am Not Dependent?
Even if you're not a dependent, you generally can stay on your parent's health insurance until you're 26. After that, you'll receive a special enrollment period to find new coverage. As an independent...
View ArticleHow to Reduce the Medi-Cal Share of Cost
Medi-Cal is the Medicaid program in California. If you meet the eligibility requirements but exceed the income limits, you may qualify for Medi-Cal with a Share of Cost. The SOC is the amount you'll...
View ArticleFree Health Insurance in New Jersey for Adults
New Jersey offers free or subsidized health insurance under the Medicaid program, a federally funded welfare plan administered by states. The Department of Health and Human Services administers the...
View ArticleHow Does PMI Work in the Case of a Foreclosure?
Private mortgage insurance (PMI) is insurance that protects a mortgage lender in case a homeowner defaults on his loan. Lenders typically require PMI when home buyers borrow more than 80 percent of the...
View ArticleWisconsin BadgerCare Insurance Qualifications
BadgerCare is a Medicaid program operated by the Wisconsin Department of Health Services. BadgerCare offers affordable health care for the state's low- to moderate-income families with children. It...
View ArticleWhen Does COBRA Insurance Start?
COBRA is not a health insurance company that offers special benefits. Rather, it is an acronym for federal legislation called Consolidated Omnibus Budget Reconciliation Act. Under COBRA, former...
View ArticleHow Medicare Affects Auto No-Fault Insurance Companies
No-fault insurance provides protection for homeowners, automobile owners and commercial businesses against bodily injury claims and damage done to property. Medicare’s involvement in a no-fault...
View ArticleCan a Person Keep Private Insurance When They Are on Medicaid?
If you have limited income, are under the age of 65 or disabled and have medical needs you cannot afford, you may qualify for Medicaid. Medicaid is a state-run public insurance program that assists...
View ArticleWhat Is ESI in Salary?
ESI refers to the Employees' State Insurance scheme of India. Introduced in 1952, the ESI was developed to protect the welfare of Indian employees. Through paycheck contributions, the ESI offers...
View ArticleInsurance Subrogation Laws in Utah
Insurance subrogation laws determine how insurance companies and their policyholders recoup monies owed in the event of a personal injury claim. Utah, like most states, follows its own set of...
View ArticleThe Statute of Limitations on Subrogation in Illinois
Subrogation is a concept whereby an insurance company exercises its right to seek reimbursement from the party responsible for an accident. Subrogation can seem harsh when there are is a small...
View ArticleDo You Have to File a Form 5500 for Flexible Spending Accounts?
Employee benefit plans that are covered by the Employee Retirement Income Security Act of 1974 (ERISA) are required to file Form 5500, Annual Return/Report of Employee Benefit Plan, each year. The...
View ArticleWhat Is Unreimbursed Medical?
Unreimbursed medical is expenses that are not reimbursable by your insurance carrier because you do not have coverage for them under your plan, requiring you to pay for certain medical expenses out of...
View ArticleMedicaid for Pregnant Women in South Carolina
Low-income pregnant women in South Carolina may be eligible for Medicaid through a program called Optional Coverage for Women and Infants. Medicaid is a comprehensive health care program that's jointly...
View ArticleHow to Get Insurance to Pay for a PFO Closure
A hole or flap opening in the wall of the heart known as a Patent Foramen, often called a PFO, is a serious health problem. Medical device makers have developed new micro-devices, placed with the aid...
View ArticleHow Much Money Can a Couple Contribute to an HSA?
A health savings account is a special tax-exempt monetary account that can be used by eligible persons to help pay for medical care. HSAs are regulated by the Internal Revenue Service. Legal...
View ArticleWhat Deductible Qualifies for HSA?
A health savings account (HSA) allows you to set aside money, taxp-free, to pay medical bills. You establish an HSA in conjunction with a high-deductible health plan (HDHP). You can use the money in...
View ArticleCan I Deduct Expenses Paid With FSA?
A flexible spending account allows you to set aside some of your pre-tax income for medical costs and dependent care. Because the money is taken out before you're taxed, you have a lower adjusted gross...
View ArticleWhat Does Minimum Deductible Mean?
Understanding health insurance terminology and how it affects your finances is increasingly important. Whether you’re an employee of a company or are self-employed, successfully navigating the deep...
View ArticleRules on Using FSA With a High Deductible Plan
If your employer gives you access to a high deductible health insurance plan and a flexible spending account (FSA), you may be able to minimize the amount of out-of-pocket expenses you have for medical...
View ArticleWhat Does No Annual Deductible Mean?
An annual deductible is a phrase used when referring to insurance coverage and benefit payments. When you have insurance coverage, usually there is an annual out-of-pocket amount that you are expected...
View ArticleHow to Remove Workmen's Comp From Your Medicare
Workers’ compensation insurance covers medical expenses for workers who are injured on the job. Medicare provides non-work-related health insurance, primarily for people age 65 or older. Remove...
View ArticleAbout Health Insurance Quotes
Each insurance company has its own formula for developing their health insurance quotes, so you should always do a certain degree of research before deciding on any given company. Find out about health...
View ArticleInsurance for People With Cancer
Just because you have cancer doesn't mean that you won't be able to get insurance. Learn about insurance for people with cancer with help from a longtime insurance specialist in this free video clip.
View ArticleThe Differences Between PPO & HMO Health Insurance Policies
PPO and HMO health insurance policies are different in a number of ways right down to the leniency of the two types with regards to claims. Learn about the difference between PPO and HMO health...
View ArticleHow to Manage Group Health Insurance Costs
Group health insurance costs start out expensive and continue to rise for the life of the policy. Manage group health insurance costs with help from a veteran of the insurance industry in this free...
View ArticleHow to Start a Health Insurance Agency From Home
Starting a health insurance agency doesn't require you to spend a lot of money setting up an office. Start a health insurance agency from home with help from a dedicated and experienced insurance...
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